Ways Of Purchasing the Super Visa Insurance

Do wish to travel to Canada to be with your loved ones using a multi-entry visa called super visa?Then, Super Visa Insurance is one important thing you must get before you embark on your journey.

Basically, Super Visa permits Canadian citizen or permanent residents to invite their parents or grandparents to Canada for up to two years. While certain requirements must be met by the Canadian citizen or permanent resident, the family member must be able to establish their relationship with the aforementioned citizen. This will help the Canadian government to ascertain that the visiting person is truly a family member.

Read on to learn more about super visa, super visa insurance, eligibility requirements, how to get a super visa insurance and lots more.

What is Super Visa

The Super Visa is a multi-entry visa that allows you to visit Canada many times for a duration of up to ten years. The key thing is that the Super Visa permits an individual to stay in Canada for up to two years at a time with their families. It allows grandparents to see their children or grandkids for up to two years.

Eligibility Requirement for Super Visa – for visitors

Of course, you need to meet some basic requirements before you are granted a super visa.
Thus, to be eligible, a visiting family member must meet the following requirement:

• Must be the parent or grandparent of a Canadian citizen or a permanent resident of Canada
• Must present a signed letter from your children or grandchildren inviting you to Canada including:
• a pledge of financial support from them throughout the period of your visit.
• the list and number of people staying in the house of your child(ren).
• a copy of your child(ren’s) Canadian citizenship or permanent resident document
• Must have medical insurance from a Canadian insurance company that is:
• valid for a minimum of 1 year from the date of entry
• Must have at least $100,000 insurance coverage
• Must have proof that the medical insurance has been paid (excluding quotes)
  You must also: apply for a super visa from outside Canada; be allowed to enter Canada; take an immigration medical exam; meet certain other conditions that may apply.

Other Conditions

Moreover, there are other conditions that are considered before your application is granted. It includes the following:

• your ties to your home country
• the purpose of your visit
• your family and finances
• the overall economic and political stability of your home country

Eligibility Requirement for Super Visa –  Canadian citizen

Basically, for the Canadian citizen that wants to invite a family member via Super Visa, the eligibility requirement is centered around financial buoyancy(proof of funds). So, the child or grandchild who invites a family member must prove that his/her household earns the minimum necessary income.

Below listed documents can be used as proof of funds:

• Notice of Assessment (NOA) or T4/T1 for the most recent tax year
• Employment Insurance stubs
• pay stubs
• Employment letter including salary and date of hire
• bank statements

What is Super Visa Insurance?

When you enter Canada using a super visa, you will need to have what is called ‘a super visa insurance ‘. The popular Super Visa program in Canada permits parents and grandparents of Canadian citizens and permanent residents to visit for up to two years at a time, with numerous entries allowed over a ten-year period. Many families who want to visit or stay close to their loved ones without permanently residing in Canada have found this program very useful.

Who is eligible for the super visa insurance?

Of course, not everyone is qualified to apply for Super Visa insurance. In order to be eligible, it is expected that interested visitors entering Canada must have at least $100,000 in health coverage issued by a Canadian insurance company. This is necessary to ensure that visitors can pay for their health care if they fall ill or become injured during their stay in the country.

Again, the applicant’s children or grandchildren must present a letter of invitation and meet the minimum income standards as well as pledge to offer financial assistance throughout the stay of their visitor. Subsequently, applicants must submit the letter together with proof of obtaining the necessary levels of medical insurance. Notably, Insurance for Super Visas is required to meet average requirements and cover at least one year from the date of arrival in Canada.

Generally speaking super visa applicants must meet the following requirements:

• Must have a minimum of $100,000 CAD available in their emergency medical travel insurance coverage for at least one year after arrival in Canada.
• Must prove that the medical insurance premium has been paid.
• Your child or grandchild must sign a letter inviting you to Canada as well as a pledge to offer financial support throughout your stay.
• It must have the necessary health care coverage
• Must be valid on each Canadian entry.

How can I purchase the super visa Insurance?

It is very easy to purchase the super visa insurance. Either you apply for it online or you submit a paper-based application.

In either case, it must be proven that you’re the parent or grandparent of a Canadian citizen or permanent resident. You need to include a letter of invitation from your child or grandchild. Also, proof of funds and number of individuals living in the household should be indicated.

In line with this, you’ll need to demonstrate that you have a private health insurance from a Canadian insurance company which should be valid for at least one year. In all cases, your child or grandchild will be required to show that they will be able to support you financially throughout your stay. They will show this by meeting the Low Income Cut-Off (LICO) minimum for their family unit sizes. When all these are done, you’re off to a great start!

Do I need insurance for a Super visa?

Yes! Every visitor applying for super visa needs to have purchase an insurance coverage for themselves. You need a minimum of $100,000 in health coverage, issued by a Canadian insurance company. This will ensure that you have enough financial buoyancy to take care of your health in case you fall I’ll or get injured.

How much is medical insurance in Canada for Super visa?

According to InsuranceHotline.com, super visa insurance for travellers to Canada costs an average of $1,660 per year. This premium is basically for individual travelers who acquired $100,000 in coverage with removable $1,000.

However, it cost about $2, 839 a year for two visitors who wants to purchase the super visa insurance alongside $100,000 each in coverage and removable $1,000 . So, if you want to go on a visit with your spouse, you may be able to save some money on individual Super Visa insurance plans.

Moreover, the cost of Super Visa insurance and the types of coverage available may differ depending on your destination province or region. It can be purchased for a single parent or grandparent, or for a pair. Again, the cost of Super Visa insurance is normally between CAD$100 and $200 per month, with the possibility of going higher.

What does super visa insurance cover?

It might interest you to know that the super visa insurance covers everything you’ll need throughout the period of your visit –medically.

It’s a medical insurance for parents and grandparents of permanent Canadian citizens and residents. It covers the following:

• Emergency medical
• Hospital care
• Prescription medication
• Medical evacuation/emergency return home
• Emergency dental care
• Diagnostic services such as x-rays
• Repatriation of remains
• Travel assistance
• Special coverages, which vary by policy/provider

However, depending on the policy, additional insurance for non-emergency medical expenses may be covered. Such as eye examination. If you have any previous medical conditions, do well to check the exclusions while you thoroughly read through policies before you purchase a super visa insurance.

Can a super visa holder apply for permanent residency?

Not possible. Before you apply for Super Visa, you will be properly assessed to  determine the intention of your visit. If your intention does not align with that of super visa policies, you will be denied the visa. The visa is strictly for visiting parents and grandparents of Canadian citizens or permanent resident. 

With a super visa, it is possible to stay in Canada for up to two years at a time without needing to apply for an extension. Which basically differentiate it from a visitors visa.

Can my parents and/or grandparents come to Canada during the COVID-19 pandemic?

Very well!  As a Canadian citizen, your parents and grandparents, people registered under the Indian Act and permanent residents can visit Canada even during the COVID-19 pandemic.

However, specific rules exist for immediate family members, such as parents, spouses, dependent children or guardian travelling by plane. And a different set of rules for extended family members, namely; romantic partners, non-dependent child(ren), grandchild(ren), siblings/half-siblings/step siblings as well as grandparents.

So, irrespective of your relationship(whether an immediate or extended family member), you must show proof of relationship, and proof of status for the person you’re visiting in Canada.

Find out which documents are required, and what steps you need to take to travel to Canada, by visiting the Government of Canada website.

Frequently Asked Questions

Can my parents and/or grandparents come to Canada during the COVID-19 pandemic?

Very well!  As a Canadian citizen, your parents and grandparents, people registered under the Indian Act and permanent residents can visit Canada even during the COVID-19 pandemic.

Conclusion

Super Visa Insurance is very mandatory for parents and grandparents of Canadian citizens and permanent residents who wants to spend some times with their family members in Canada. That is why, irrespective of your age or health condition, if you get a super visa program, you must get a super visa insurance.