Ukuze ufunde ku Isikhungo esiphakeme saseCanada ngo-2022-23, abafundi bamazwe ngamazwe badinga ubufakazi bezimali ze- at okungenani inani lemali eliphansi lama- $ 25,000 kuzo ama-akhawunti asebhange noma i-akhawunti yabaxhasi isitatimende. Inani elingeziwe lesikhwama liyadingeka kumlingani ohambisanayo kanye nengane ngayinye ethembele kuyo.
ICanada iyindawo enkulu eya kuyo abafundi bamazwe ngamazwe abaya phesheya ukuze bathole imfundo esezingeni. I-Canada ayinayo imfundo esezingeni eliphezulu kuphela, kodwa inamalungiselelo athile kubafundi abazimisele ngokuqhubeka nokuhlala kuleli uma sebethweswe iziqu. Ukuze uphishekele izifundo eCanada, ubufakazi bemali eyanele buyadingeka ukukhokhela izifundo kanye izindleko zokuphila.
Amathuba akho okuphumelela lapho ufaka isicelo se-visa yabafundi noma imvume yokufunda uxhomeke kakhulu ekhonweni lakho lokuzondla ngokwezimali lapho ufika eCanada. Ukwazi ukukhombisa ubufakazi bezimali ezingenakubalwa ngesikhathi sokuhlala kwakho eCanada kubaluleke kakhulu futhi kubalulekile.
Ezimweni eziningi, uma uqhubeka nezifundo esikhungweni saseCanada sangemva kwesekondari, isifundo singafinyelela phezulu $ 15,000 ngonyaka wokuqala. Ukuthuthela kwelinye izwe, ababaleki, nokuba yisakhamuzi eCanada (IRCC) nakho kudinga i- isikhwama semali engaba ngu- $ 10000 yezindleko zokuphila. Lokhu kusho ukuthi kuzodingeka ukuthi ubonise inani eliphelele lama- $ 25,000 ukuxhasa isicelo sakho se- Imvume yokufunda yaseCanada.
Ngakho-ke, udinga ukukhombisa ukuthi uyakwazi ukuzondla (nomlingani wakho noma ilungu lomndeni elihamba nawe uma kukhona) ngenkathi ufunda eCanada.
Kulesi sihloko
- Buyini Ubufakazi BeziKhwama noma Ubufakazi Bezimali Ezanele (POF)?
- Ubufakazi Bokusekelwa Kwezimali Kwabafundi Bamazwe Ngamazwe
- Ngubani angaxhasa umfundi eCanada?
- Amadokhumenti amukelwa njengobufakazi bezimali ngo-2022-23
- Inani elincane elidingeka kuzo zonke izifundazwe zaseCanada ngaphandle kweQuebec
- Izimali Ezincane Ezidingwa Isifundazwe saseQuebec
- Imibuzo evame ukubuzwa mayelana nobufakazi beziKhwama zabaFundi Bezizwe BaseCanada
Buyini Ubufakazi BeziKhwama noma Ubufakazi Bezimali Ezanele (POF)?
Enye yezidingo eziyisisekelo ze-visa yabafundi baseCanada ukuba nobufakazi bezimali ezanele noma ubufakazi bezimali ezihlanganisiwe. Njengomfundi waphesheya, kuyadingeka ukuthi unikeze ubufakazi obuqinisekile bokuthi awukwazi ukukhokhela imali yokufunda kuphela kepha nezinye izindleko zokuphila isikhathi sokuhlala kwakho eCanada.
Isikole osibhalisile sizophinda futhi ngesikhathi esisodwa sokuthi unikeze ubufakazi bemali. Ngakho-ke kungakhathalekile ukuthi ngubani ocela POF, iqiniso lihlala ukuthi Ubufakazi BeziKhwama bubhekisela ebufakazini bokuthi uzokwazi ukubhekana nezindleko zokufunda eCanada.
Kunezindlela ezahlukahlukene zokukhombisa ubufakazi bezimali njengoba abafundi becelwa ukuthi bakhokhe ngaphambili njengobufakazi. Alukho uhlu olujwayelekile lwamadokhumende oluzodingwa yi-IRCC.
Ubufakazi Bokusekelwa Kwezimali Kwabafundi Bamazwe Ngamazwe
Ubufakazi bemali eyanele noma ukuxhaswa kwezezimali kungakhonjiswa nganoma yikuphi okulandelayo;
- ubufakazi be-akhawunti yasebhange eCanada osegameni lakho uma imali idluliselwe eCanada;
- ubufakazi bemfundo/loan loan kusuka esikhungweni sezezimali;
- izitatimende ze-akhawunti yakho yasebhange ezinyangeni eziyisithupha ezedlule;
- uhlaka lwasebhange;
- ubufakazi bokukhokhwa kwemali yokufunda neyokuhlala;
- incwadi evela kumxhasi wakho noma isikhungo ikunikeza ngalesi sikhwama; futhi
- ubufakazi bemali ekhokhelwa ngaphakathi kweCanada uma usohlelweni lokufunda olukhokhelwa yiCanada noma une-scholarship.
Isibonelo sesidingo sesikhwama: Ngidinga imali engakanani ukuze ngibonise i-visa yabafundi baseCanada?
Uma wena namalungu omndeni amabili nifuna ukuza esifundazweni esingaphandle kweQuebec unyaka, uzodinga
- izindleko zokuphila: $ 10,000 (yomfundi)
- izindleko zokuphila: $ 4,000 (yelungu lokuqala lomndeni)
- izindleko zokuphila: $ 3,000 (yelungu lomndeni lesibili)
Ingqikithi: $ 17,000
Isibonelo 2: Ukhombisa malini imali ye-visa yabafundi eCanada?
Uma wena namalungu omndeni amabili (angaphezu kweminyaka engu-2) nifuna ukuza eQuebec unyaka, nizodinga
- izindleko zokuphila: $ 11,000 (yomfundi)
- izindleko zokuphila: $ 5,100 (yelungu lokuqala lomndeni)
- izindleko zokuphila: $ 5,125 (yelungu lomndeni lesibili)
Ingqikithi: $ 21,225
Uma izwe lakho lisebenzisa izilawuli zokushintshisana kwamanye amazwe, kufanele uveze ukuthi uzovunyelwa ukuthumela imali kuzo zonke izindleko zakho.
Incwadi yokuqashwa efakazela ukuthi umxhasi wakho wenza malini noma incwadi nje noma izitatimende ezivela kumxhasi wakho ezibonisa ukuthi bazokuxhasa kungenzeka zingabi ubufakazi obanele bezimali eziphathisweni zabokufika.
Lokhu kungenxa yokuthi ayikho lemibhalo efakazela ukuthi kunemali etholakalayo yokukuxhasa. Kungakho izitatimende ze-akhawunti yasebhange ezibonisa ibhalansi yesikhwama nomthombo wezimali zezezimali kungobunye bobufakazi obuhle kakhulu bezimali lapho ufaka isicelo semvume yokufunda eCanada.
Ngubani angaxhasa umfundi eCanada?
Ungakhohlwa ukuthi umxhasi wakho angaba ngabazali bakho, izihlobo noma umqaphi. Iphuzu lapha ukukwazi ukufakazela ukuthi izimali ezichaziwe encwadini yomxhasi ziyatholakala ngempela ngezitatimende zezimali zasebhange futhi imithombo yesikhwama iyiqiniso futhi ingalandelwa. Kubalulekile futhi ukufaka ubufakazi bobudlelwano bakho nomxhasi wakho.
Amadokhumenti amukelwa njengobufakazi bezimali ngo-2022-23
Ngezansi kunohlu lwemibhalo yezezimali eyamukelwa kalula njengobufakazi bezimali zesicelo se-visa yokufunda yaseCanada. Noma yimiphi imibhalo emine ingase ihlanganiswe nomunye ukuze kutholwe ubufakazi obanele bokuxhaswa ngezimali, ngaphandle uma i-akhawunti ethile/ idiphozithi icelwa Isikhulu Se-Visa Sakwa-IRCC.
#1. Izitatimende Ze-akhawunti Yasebhange
IVisa Consulates noma inyuvesi ingadinga ukuthi uthumele izitatimende ze-akhawunti yakho yasebhange noma izitatimende ze-akhawunti yakho yasebhange yabaxhasi isikhathi esithile. Izitatimende kufanele zicaciswe egameni lomuntu.
Kufanele kube yikhophi eskeniwe yezitatimende koqobo, egxivizwe ngokufanele, futhi isayinwe yibhange. Ngenhloso yokukhombisa amandla wezezimali, isitatimende sasebhange kufanele sibe ngesoqobo, siphrintwe ku-letterhead yasebhange, futhi sisayinwe yibhange. Futhi kufanele icacise ngokusobala isikhathi sokuhlala (imvamisa izitatimende zasebhange zezinyanga eziyisithupha) ezifunwa yinxusa noma inyuvesi.
#2. Incwadi Yokugunyaza Imalimboleko / Incwadi Yokuhoxiswa
Ungahlinzeka nangencwadi yokugunyazwa kwemali mboleko njengobufakazi bezimali. Akufanele kube nzima ukuyithola ebhange owafaka isicelo semalimboleko. Ngenkathi amabhange engahle abe nefomethi ebekiwe, incwadi ngokuvamile kufanele idlulise ukugunyazwa kwebhange elibolekisa inani elithile lemfundo yakho ephakeme phesheya.
Incwadi yokugunyaza imalimboleko kufanele isayinwe ngokufanele futhi ifakwe isitembu, ku-letterhead yasebhange. Kumele futhi icacise inani elizokhishwa egameni lomfundi kanye nesithembiso sokukhipha imali njengoba kuchaziwe.
#3. Izincwadi ze-Scholarship
Izincwadi zeScholarship zingahlanganiswa njengobufakazi bamandla wezezimali uma kungenzeka unikezwe umfundaze. Le ncwadi ivame ukuhlinzekwa yunivesithi, ama-ejensi abanikeli, noma izikhungo ezinikeza umfundaze. Uma kwenzeka uthole iScholarship kaHulumeni noma iSibonelelo, kudingeka ukuthi unamathisele ikhophi efanayo nayo.
#4. Isitifiketi Sekhono Lokuboleka
Isitifiketi samakhono wemalimboleko sihluke kancane kunencwadi yemvume yemalimboleko. Uma unikezwa isitifiketi samakhono yisikhungo sezezimali noma sebhange, kusho ukuthi ibhange lizimisele ukukuboleka imali uma kwenzeka wamukelwa eyunivesithi phesheya.
Isitifiketi sokuKwazi ukuBoleka imali kufanele sisho ngokucacile igama lakho, ukufaneleka kwemalimboleko, isithembiso sokuqala sesikhungo sezezimali sokunikeza imali mboleko. Kufanele futhi ifakwe isitembu ngokufanele futhi isayinwe ku-letterhead yasebhange.
Inani elincane elidingeka kuzo zonke izifundazwe zaseCanada ngaphandle kweQuebec
| Abantu abeza eCanada | Inani lezimali ezidingekayo ngonyaka (okungeziwe esifundweni) | Inani lezimali ezidingekayo ngenyanga (ezingeziwe esifundweni) |
|---|---|---|
| Wena (umfundi) | $ 10,000 | $ 833 |
| Ilungu lokuqala lomndeni | $ 4,000 | $ 333 |
| Elungu ngalinye lomndeni elihambisanayo | $ 3,000 | $ 255 |
Izimali Ezincane Ezidingwa Isifundazwe saseQuebec
| Abantu abeza eCanada | Inani lezimali ezidingekayo ngonyaka (okungeziwe esifundweni) | Inani lezimali ezidingekayo ngenyanga (ezingeziwe esifundweni) |
|---|---|---|
| Wena (umfundi) | $ 11,000 | $ 917 |
| Ilungu lokuqala lomndeni (iminyaka engu-18 noma ngaphezulu) | $ 5,100 | $ 425 |
| Ilungu lokuqala lomndeni (ngaphansi kweminyaka engu-18) | $ 3,800 | $ 317 |
| Wonke amalungu omndeni angeziwe (aneminyaka engu-18 noma ngaphezulu) | $ 5,125 | $ 427 |
| Wonke amalungu omndeni angeziwe (angaphansi kweminyaka engu-18) | $ 1,903 | 159 |
 Uma izwe lakini lisebenzisa izilawuli zokushintshisana ngemali yangaphandle, kufanele ubonise noma ufakazele ukuthi uzokwazi ukuthekelisa izimali zazo zonke izindleko zakho. Inani lemali elikuthebula elingenhla lingase futhi lanele ukufakazela ubufakazi bezimali obunwetshiwe bemvume yokufunda.
Imibuzo evame ukubuzwa mayelana nobufakazi beziKhwama zabaFundi Bezizwe BaseCanada
Yibuphi ubufakazi bokusekelwa ngokwezimali kwe-visa yabafundi baseCanada?
Ubufakazi bokusekelwa ngokwezimali kwe-visa yabafundi baseCanada bungafika ngendlela ye incwadi evela ebhange lakho noma esinye isikhungo sezezimali esho ukuthi unenani elithile lemali oyilondolozile noma uthola iholo elijwayelekile. Incwadi kufanele ibhalwe ku-letterhead esemthethweni futhi ifake negama lakho, ikheli kanye nezinombolo ze-akhawunti.
Ungaphinda ufake amanye amadokhumenti afana iziliphu zokukhokha, izitatimende zasebhange, noma izitatimende zokutshalwa kwezimali ukufakazela ukuthi unayo imali yokuzondla ngenkathi ufunda eCanada. Incwadi evela kubaqashi noma abaxhasi, kanye nezibonelelo zikahulumeni noma imifundaze nayo yamukelwa njengobufakazi bezindlela zokusekelwa ngezimali ukuze ufunde eCanada.
Zingaki izinyanga zezitatimende zasebhange ze-visa yabafundi baseCanada?
Uma ufaka isicelo se-visa yabafundi baseCanada, kufanele uhambise ubufakazi bemali eyanele ukumboza imali yokufunda nezinye izindleko zokuphila. Isitatimende sasebhange sezinyanga ezine ngokuvamile sidingeka. Nikeza noma yikuphi kwalokhu okulandelayo: Isitatimende se-akhawunti yasebhange soqobo, izincwadi zokufunda, incwadi yokugunyaza imalimboleko, noma isitifiketi samandla emalimboleko.
Kudingeka ibhalansi yasebhange engakanani kwi-visa yabafundi baseCanada?
Uma uqhubeka nezifundo esikhungweni saseCanada sangemva kwamabanga aphezulu (eyunivesithi noma eKolishi), izifundo zingafinyelela phezulu I-15,000 CAD yonyaka wokuqala. Ukuthuthela kwelinye izwe, ababaleki, nokuba yisakhamuzi eCanada (IRCC) nakho kudinga i- isikhwama semali engaba ngu- $ 10000 yezindleko zokuphila.
Ngabe inxusa laseCanada liyaziqinisekisa izitatimende zasebhange?
I-Embassy yaseCanada noma i-Consulate ngeke ihlole i-akhawunti yakho yasebhange. Babheka kuphela ukubona izinyanga ezimbalwa zezitatimende zasebhange ukubona umlando wakho. Ngaphezu kwalokho; abanakho ukuyekiswa okudingekayo noma imvume evela kuwe yokufinyelela ebhange lakho ngakho-ke ngeke bakwazi ukuthola noma yiluphi ulwazi noma ngabe bazamile. Kodwa-ke, benza imibuzo emabhange.
Ubani ongangixhasa nge-visa yabafundi baseCanada?
Umngani, ilunga lomndeni, isihlobo, noma abanye abantu besithathu bangakuxhasa ngokubhala incwadi echaza ukuthi bazokukhokhela izindleko zakho zokufunda nezindleko zokuphila njengobufakazi bemali ye-visa yabafundi baseCanada.
Uyini umkhawulo weminyaka ye-visa yabafundi baseCanada?
Ukuze ufunde eCanada, kufanele ube neminyaka eyishumi nesishiyagalombili ubudala. Noma kungekho mkhawulo weminyaka, udinga imvume yokufunda uma usemncane. Yize umkhawulo weminyaka uyehluka kusifundazwe nesifundazwe. Kufanele ube yisitshudeni saseCanada noma samazwe aphesheya esiphakathi kwe-18 kuye ku-35.
Yiziphi izidingo zokufaka isicelo se-visa yabafundi ngo-2022-23?
Udinga ukuhambisa incwadi yokwethulwa nemibhalo ehlukahlukene ebalulekile (Incwadi yokwamukela evela eyunivesithi, ipasipoti evumelekile, Ubufakazi bemali eyanele yokuxhasa izifundo zakho, Ubufakazi Bokuhlolwa Kobuchwepheshe BesiNgisi, Imibhalo Yezemfundo, Irisidi Yemali Yokukhokha Yemali Yokufunda, kanye nesitifiketi Sezokwelapha ). kungadingeka ukuthi ufake isicelo se-visa yokuhlala okwesikhashana kanye ne-visa yabafundi.
Ngingakhombisa impahla Yami njengobufakazi bezimali ze-visa yabafundi?
Cha, awukwazi ukusebenzisa indawo yakho njengobufakazi bezimali zemvume yokufunda. Izimali kufanele zitholakale kalula kuwe (engabanjwanga). Isibonelo, awukwazi ukusebenzisa ukulingana endaweni yangempela njengobufakazi bezimali. Futhi awukwazi ukuboleka le mali komunye umuntu. Kumele ukwazi ukusebenzisa le mali ukukhokha izindleko zokufunda nezinye izindleko zokuphila.
Ngingakwazi ukukhombisa izakhiwo kanye nempahla ehlalisiwe njengobufakazi bezimali ze-visa yabafundi baseCanada?
Akunjalo Empeleni. Izimpahla ezihlaliswe phansi zingasebenza njengobufakazi besibopho sasekhaya kubafundi bamazwe ngamazwe kodwa hhayi njengobufakazi noma ubufakazi bokusekelwa ngokwezimali kwe-visa yabafundi baseCanada. I-IRCC idinga ukuthi lelo nani lemali lisetshenziswe njengobufakazi bezimali zemvume yokufunda kube impahla ewuketshezi eseduze nemali. Futhi le mali idinga ukutholakala kumfundi waseCanada lapho kudingeka.
