Intela kanye nezindaba zentela kwabasanda kufika e-Canada ingenye yezinto ezenza abokufika unomphela nesikhashana babuze imibuzo eminingi njengoba ezinye zezinqubo, uma kungezona zonke ezingase zibonakale zinzima kakhulu ekuqaleni.
Okuphelele Uhlelo lwentela lwaseCanada yilokho okunika uhulumeni ikhono lokuxazulula izidingo eziyisisekelo zabahlali njengohlelo olunzulu lokunakekelwa kwezempilo, ukuxhumana okuhle kwemigwaqo, uhlelo olujwayelekile lwezemfundo, nezinye izinhlaka eziningi ezisazoqhubeka nokusebenzela abantu baseCanada.
Intela eCanada ilawulwa yiCanada Revenue Agency (I-CRA). Kuye ngohlobo lwentela, ingase ihlanganiswe ezweni lonke noma igadwe iziphathimandla zendawo futhi ihluke kuye ngezifundazwe.
Izinga lentela laseCanada lingase libonakale liphezulu kwabasanda kufika, intela efunwayo isengaphansi kakhulu kwesilinganiso uma iqhathaniswa nezilinganiso zentela ezivela kuwo wonke umhlaba. Ngaphezu kwalokho, i-Canada ingelinye lamazwe ambalwa aziqhenyayo ngekhwalithi, i-ecosystem elungele abantu abahlala kuyo enezinsiza ezanele zokwenza impilo yezwe ibe bushelelezi. Ngakho-ke, akekho odinga ukubheka kude kakhulu ukuze athole ukuthi izintela zezwe zihanjiswa kanjani.
Izinhlobo Zentela eCanada
Intela eCanada imvamisa iwela ngaphansi kwesambulela semali engenayo, impahla, ukuthengisa nezinhlelo zentela ezinkampani.
- Intela Yemali Engenayo: Njengoba kuyisistimu yentela ejwayelekile kakhulu, imininingwane eminingi enikezwe ku-athikili igxile ekukhokheni intela yemali nokuthi ungayifaka kanjani. Ukukhokhisa intela eCanada kuyaqhubeka, okusho ukuthi intela yakho iyakhuphuka njengoba umholo wakho unyuka.
- Intela Yezakhiwo: Uma ungumnikazi wendawo yakho, kuzodingeka ukhokhe intela yempahla. Le ntela iqoqwa uhlelo lwentela lwesifundazwe sakho isikhwama esiqoqiwe esivela kwabanye abantu sisetshenziswa kalula ukubhekela ukwabiwa kwamanzi, ukuqoqwa kukadoti, ukupakishwa kweqhwa, nokuvikelwa komlilo.
- Intela Yokuthengisa: Leli iphesenti elithile elibekwa kuzimpahla zabathengi namasevisi. Amanani entela yokuthengisa ayehluka ezifundazweni ezithile ngoba alawulwa yiziphathimandla zendawo.
- Intela Yenkampani: Lokhu kuvame ukuqoqwa nguhulumeni wesifundazwe. Izinhlangano ezinenzuzo nezingenzi nzuzo konke kudingeka ukuthi zikhokhe intela yenkampani futhi inani elikhokhiswa intela lizoya ngosayizi nohlobo lwenhlangano. Izifundazwe eziningi zizofuna iphesenti elithile ezinhlanganweni njengentela yenkampani.
Kuzo zonke lezi zinhlelo zentela, intela yemali engenayo ivame kakhulu futhi intela eyisisekelo edingeka kubo bonke abahlali bezwe.
Izinqubo Ezibandakanywa Ekugcwaliseni Intela Yenzuzo
Ngonyaka wakho wokuqala wokuhlala eCanada, usathathwa njengomhlali omusha ngemuva kwalokho ngeke usathathwa njengomuntu omusha ezinqubweni zokukhokha intela. Noma kunjalo, kudingeka ukuthi uqale ukukhokha intela ngokushesha ngemuva kokuba uvunyelwe ukuhlala eCanada. Lokhu kuzobandakanya, okokuqala, ukufaka amafomu entela. Ngaphandle kokusetshenziswa kwayo kokugcina irekhodi lentela ekhokhelwe, ukufaka amafomu entela kuzoba wusizo lapho ufuna ukufaka isicelo sokubuyiselwa imali kanye nalapho ufuna ukufaka isicelo noma ukuthola izinzuzo namakhredithi.
Ifomu lakho lentela lemali engenayo laziwa ngele-T1 General. Kudingeka ukuthi ugcwalise imbuyiselo kanye nje unyaka wonke futhi uzodinga iphakheji yentela njengethuluzi lokugcwalisa. Kufanele usebenzise iphakheji ehloselwe isifundazwe ohlala kuso kusukela zingama-31 kuZibandlela onyakeni weholo owufakayo.
Kubalulekile ukusebenzisa iphakethe elibekelwe isifundazwe sakho ngoba amanani entela ayahluka ngokwezifundazwe ngezifundazwe ezweni lonke. I-Canada inesakhiwo esihle sokuphatha izintela zabafikayo.
Ungafaka ifomu lakho lokubuyisa lentela laseCanada nganoma iyiphi yalezi zindlela ezi-3:
- Ukuthumela imeyili: Gcwalisa i-IRS Form 1040 ngesandla bese uyithumela ehhovisi lezinsizakalo zentela endaweni yangakini. I-Crosscheck yokuthi ikheli ulitholile kahle, uma kungenjalo, ukugcwaliswa kwakho kungenzeka kungamukelwa noma kungahle kufike enkombeni engafanele. Uma namanje ungeyena umhlali, ukuposa kuphela inketho onayo yokugcwalisa amafomu akho entela.
- Ukufakwa ku-inthanethi: Lokhu kuzodinga ukusetshenziswa kwesoftware yokulungiselela intela eqinisekisiwe. I-CRA (i-Canada Revenue Agency) ifake kuwebhusayithi yabo uhlu lwalamaphakheji wesoftware. Abanye badinga ukukhokha inani elithile kanti abanye bakhululekile.
- Ukuqasha Umuntu Okulungiselela Intela: Ukuqasha abasebenzi abafanelekayo kuzokusindisela ubunzima bokwenza lowo msebenzi ngokwakho. Lowo olungiselela intela uzokubeka kalula kuzo zonke izinqubo futhi uzokwenzela imibhalo uqobo.
Uma kwenziwa ukufayila kwakho ku-inthanethi, kuzofanele usebenzise uhlelo lwe-NETFILE olunikezwa yi-CRA njengoba leyo kuyipulatifomu efanelekile yokukhokha intela yomuntu ngamunye. Enye indlela okuyi-EFILE uhlelo lokugcwalisa nge-elekthronikhi oluhloselwe izinkampani ezilungiselela intela ukufaka amafayili ezimbuyiselo zamakhasimende azo.
Imvamisa kunomnqamulajuqu wokufakwa kwentela ngemuva kwalokho ungahlawuliswa ngokufaka sekwedlule isikhathi. Zonke izintela ezikweletwayo nazo, kufanele zikhokhwe ngaphambi kokuphela kwesikhathi esibekiwe sokufaka. Isikhathi eside, umnqamulajuqu wokufaka intela yemali engenayo ihleli ngomhlaka 30 Ephreli. Izakhamizi ezizisebenzelayo kuze kube ngumhla ka-15 Juni ukuletha amafomu entela.
Imininingwane Eyisisekelo Ezobhalwa Ngesikhathi Sokugcwaliswa Kwentela
- Imininingwane yomuntu kanye nemininingwane engemuva
- Idethi owaba ngumhlali waseCanada ngayo
- Imali engenayo yomhlaba womlingani wakho
- Umholo wakho womhlaba ngonyaka owufakela
Yonke le mininingwane kufanele igcwaliswe njengokuceliwe futhi kufanele ingabi namaphutha.
Isifinyezo Sezimfuneko Zokufayilwa Kwentela Yemali Engenayo
Ngaphandle kwemininingwane ozoyinikeza, uzodinga le mibhalo ukuze inqubo yakho yokugcwalisa iphele:
- Inombolo Yomshwalense Wenhlalo (ISONI): Le yinombolo eyingqayizivele enamadijithi angu-9 edingekayo ukuze isebenze eCanada futhi ithole ukufinyelela kumakhredithi nezinzuzo.
- Umbhalo we-T4: Le yipayslip ephelele evela kumqashi wakho. Iqukethe isifinyezo sokuthi ukhokhelwe malini emsebenzini ngonyaka wonke. Abaqashi bavame ukukhipha amadokhumende e-T4 ngoFebhuwari ngakho-ke usenesikhathi esanele sokugcina umnqamulajuqu ngemuva kokuthola i-payslip. Uma unabasebenzi abaningi ngonyaka owodwa, uzodinga ukuthola imibhalo ye-T4 komunye nomunye wabo.
Izinzuzo Zokugcwalisa Imbuyiselo Yenzuzo yakho
Kukho konke ukuhlala kwakho e-Canada, uzojabulela izinsiza zomphakathi eziningi, futhi lesi sizathu esingaphezu esanele sokukhombisa ukuthi ukukhokha intela yakho kuwufanele. Okungaphezulu kakhulu kwezinsiza eziyisisekelo uhulumeni azihlinzekayo, unethuba lokuhlomula ekubuyiselweni kwentela uma ukhokha intela yakho njengoba kulindelekile.
Ungase ube ozuzayo ekubuyiselweni kwemali yentela uma uhulumeni ethola ukuthi umholo wakho wonyaka ofakiwe ubuphansi kakhulu. Ungase futhi uthole imbuyiselo yentela uma ugunyazwe ngokungalungile ukuthi ukhokhe amanani entela aphezulu kunalokho obekulindelwe emalini yakho engenayo.
Ukugcwalisa imbuyiselo yakho yemali engenayo kukwenza ufaneleke ukuthola izibonelelo eziningana ezifana nenzuzo yabasebenzi baseCanada noma isikweletu se-GST.
Abakaki Bentela BaseCanada
Inani (isilinganiso) elizokhokhiswa intela kubantu nasezinhlanganweni ezithile linqunywa yiCanada Personal Income Tax Rate. Leli yizinga eliphezulu lentela eliphansi elibekwe emholweni wentela nguhulumeni waseCanada waseCanada. Izinga lentela eliphakathi nendawo eliphansi elibekwe emholweni eCanada ngama-45.7%. Umshado noma ubudlelwano bomthetho ojwayelekile bungaba nomthelela kuzintela, niyabo ukuthi umshado uyithinta kanjani intela.
Asides from the federal tax rates, there is also a 15% minimum rate tax provincial expected from individual and corporations. Kaningi, abafikayo bakuthola kunzima ukuvumelanisa namanani entela kepha ngokuhamba kwesikhathi, uzongena kalula ezibophweni ezintsha zezezimali.
Izakhamizi zaseCanada zinemali eyanele yokunxephezela inani lentela elizikhokhela minyaka yonke. Ngokungafani namanye amazwe, abantu baseCanada banemali encane okumele bayikhokhele ukuthola ukunakekelwa kwezempilo, izikole zivame ukuhlinzekwa nguhulumeni futhi ngaphandle kwemali yokufunda kanye nezinye izimali zokulawula, umfundi ngeke abe nesizathu sokukhokha imali eyengeziwe ukuze athole ikhwalithi imfundo.
Umbuzo Ovame Ukubuzwa Mayelana Nentela eCanada
